Built for NRIs. Regulated for Trust.
John Thomas Fintech is a KSUM & DPIIT-recognised fintech startup delivering institutional-grade financial services to Non-Resident Indians and High Net-worth Individuals across the globe.
A Regulated Fintech Built on Credibility
John Thomas Fintech was founded with a singular mission: to give NRIs and HNIs access to the same quality of financial advice and products that institutional investors enjoy. We are registered with SEBI as an Investment Adviser, hold an IRDAI Direct Broker licence, and are AMFI-certified for mutual fund distribution.
Recognised by the Kerala Startup Mission (KSUM), the Department for Promotion of Industry and Internal Trade (DPIIT), and featured in the Bhaskar media network, we combine regulatory rigour with startup agility to deliver transparent, compliant, and high-performance financial solutions.
Kerala Startup Mission
Recognised startup under KSUM — Kerala's nodal agency for entrepreneurship and innovation.
Dept. for Promotion of Industry & Internal Trade
DPIIT-recognised startup under the Government of India's Startup India initiative.
Bhaskar Media Feature
Featured by the Bhaskar media network for innovation in NRI-focused financial services.
Regulated Across Every Vertical
Securities and Exchange Board of India
Investment Adviser
Portfolio advisory, equity, bonds, mutual funds, and structured products for NRI & HNI clients.
Insurance Regulatory and Development Authority of India
Direct Broker
Life, health, motor, travel, and general insurance across all major IRDAI-approved insurers.
Association of Mutual Funds in India
Registered Mutual Fund Distributor
Distribution of all SEBI-registered mutual fund schemes including NRI-eligible funds.
End-to-End NRI Compliance
FEMA Compliance
All investments structured in full compliance with the Foreign Exchange Management Act.
NRO & NRE Routing
Seamless routing through NRO and NRE accounts for both repatriable and non-repatriable funds.
DTAA Advisory
Double Taxation Avoidance Agreement guidance to optimise your cross-border tax position.
Video KYC
Fully remote onboarding via Video KYC — no need to visit India for account opening.
Repatriation Support
End-to-end support for repatriation of funds from NRO to NRE accounts and overseas.
Global Reach
Serving NRIs across the US, UK, UAE, Singapore, Canada, Australia, and 30+ countries.
The Team Behind the Trust
John Thomas
Founder & CEO
Seasoned financial professional with deep expertise in NRI investment advisory, regulatory compliance, and structured finance.
Advisory Team
NRI & HNI Specialists
A team of SEBI-registered advisers, IRDAI-certified brokers, and AMFI-qualified distributors dedicated to NRI financial planning.
Compliance Desk
Regulatory & Legal
In-house compliance officers ensuring every product, transaction, and advisory is fully aligned with SEBI, IRDAI, AMFI, and FEMA regulations.
Full Compliance Disclosures
Investment Risk
All investments are subject to market risk. Past performance is not indicative of future results. Please read all scheme-related documents carefully before investing.
SEBI Registration
John Thomas Fintech is registered with the Securities and Exchange Board of India (SEBI) as an Investment Adviser. Registration does not guarantee returns or protect against losses.
IRDAI Direct Broker
We hold an IRDAI Direct Broker licence. Insurance is the subject matter of solicitation. Please read the policy document carefully before purchase.
AMFI Registration
Mutual fund investments are subject to market risks. John Thomas Fintech is an AMFI-registered Mutual Fund Distributor. ARN details available on request.
FEMA Compliance
All NRI investment transactions are conducted in compliance with the Foreign Exchange Management Act (FEMA), 1999 and RBI guidelines.
No Guarantee of Returns
John Thomas Fintech does not guarantee any specific return on investments. The HNI Seed Bond yield is indicative and subject to the terms of the bond agreement.
Ready to Invest with Confidence?
Speak to our NRI advisory team today. SEBI-registered, IRDAI-licensed, AMFI-certified — and fully compliant with FEMA.