9 Verticals. One Platform. Zero Compromise.
Trading · Investments · Insurance · Loans · Tax Intelligence · Wealth Tech
Product Suite
Every Financial Need. One Platform.
Trading
Deep Tech OMS — Flat ₹499/mo
- Equity · Futures · Options · Algo
- Low-Latency Risk Engine
- No Brokerage Model
Investments
Goal-Based Milestone Bundles
- Mutual Funds · Bonds · NPS · SGB
- Corporate Bonds up to 14% Yield
- PMS + AIF for HNI (₹50L+)
IPO & Capital Markets
Mainboard · SME · NCD · Buyback
- UPI ASBA Applications
- IPO Financing via NBFC
- OFS · Rights Issue
Insurance
IRDAI Direct Broker — All Types
- Life · Health · Motor · Travel
- Group Insurance B2B2C
- AI Claims Concierge
Loans
All Types — DSA Model
- Home · LAP · Personal · Business
- Education Loan up to ₹1 Cr
- Gold Loan · Loan vs MF/FD
Credit & Banking
Cards · CASA · UPI
- All Bank Credit Cards
- Federal Bank CASA + Escrow
- UPI Subscription Collection
Tax Intelligence
Upper Middle Class Focus
- One-Click Tax-Loss Harvesting
- New vs Old Regime Simulator
- 80C · 80D · NPS Optimiser
Wealth Tech
App USP — Automated Portfolios
- Dynamic Rebalancing Engine
- Automated FD Sweeps 7.5%+
- Corporate B2B2C Funnel
HNI Seed Bond
₹100 Cr NCD @14% p.a.
- Trustee: Vistra ITCL
- Escrow: Federal Bank
- DSCR: 3.59x · Cover: 1.1x
Milestone Bundles
Goal-Based Wealth. Automated.
One-click portfolios built around your life milestones — automatically rebalanced as your deadline approaches.
Child's Ivy League Fund
Equity-heavy SIP with auto-shift to debt as admission year nears. Education loan integration included.
Horizon: 10–18 yearsEarly Retirement at 50
NPS + ELSS + SGB blend with dynamic rebalancing. Targets corpus for 30-year post-retirement income.
Horizon: 15–25 yearsPremium Car Down Payment
Short-duration debt + liquid funds with automated FD sweep. Capital protected, 7.5%+ yield.
Horizon: 1–3 yearsHouse Down Payment in 5 Years
Hybrid fund ladder with corporate bond allocation. Auto-liquidates to savings account at target date.
Horizon: 3–5 yearsInstitutional Offering
₹100 Cr Seed Debt Bond
Why John Thomas Fintech
Zero brokerage. Unlimited equity, futures, and options trades on NSE/BSE for a flat monthly fee.
Licensed to distribute all insurance types — life, health, motor, travel, and group — from all insurers.
OCR + NLP-powered end-to-end claim filing and tracking. Our signature USP for insurance customers.
Auto-scan MF + stocks, execute before March 31, maximise the ₹1.25L LTCG free limit. Zero manual effort.
India's Most Complete Fintech Platform
Your Entire Financial Life. One Login.
From your first SIP to your HNI bond portfolio — John Thomas Fintech is built for the serious investor.